Individuals

Coverage ready the moment your situation changes

Health Coverage That's Ready For Every Life Change

On-demand telemedicine and repriced urgent care

Life doesn't wait for open enrollment, and neither should your coverage. Qualifying Event On-Demand lets you activate coverage anytime by reaching out to your agent or care coordinator, so a job change, a move, or another qualifying event doesn't leave you exposed in the meantime.


  • No open-enrollment wait for a real qualifying event.
  • Coverage begins as soon as enrollment is confirmed.
  • Three named tiers, Essential, Core, and Premier, so you know what you're getting.
  • Unlimited telemedicine paired with a repriced Urgent Care Program.
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Open Provider Network

Use any provider, specialist, or urgent care facility. There's no narrow network to navigate.

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On-Demand Telemedicine

Unlimited virtual visits from home, 24/7, for sick visits, prescription refills, dermatology, and telephonic counseling. No added cost, no copays.

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Repricing, Not Just Billing

Medical bills get repriced at negotiated rates through our national provider network, instead of you absorbing the full charge.

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Built for However You Got Here

  • In Between Jobs?

    Activate coverage on your own timeline instead of waiting on an employer's plan.

  • Self-employed or 1099?

    Get MEC-certified coverage without going through an employer at all.

  • Turning 26 and off a parent's plan?

    Enroll directly, on a plan built for individuals.

  • Pregnancy or another life event?

    Reach out to your coordinator and get Qualifying Event On-Demand moving.

Care on Demand, Priced to Make Sense

Ready to See What Fits Your Situation?

See someone today without worrying about what it'll cost. Unlimited telemedicine covers sick visits, prescription refills, dermatology, and telephonic counseling from home at no added cost. When you need to be seen in person, the Urgent Care Program reprices the visit and takes the specified fee off the top.