Health Coverage Built Around Your Life, Not the Other Way Around

About Covessa™

Coverage that fits your situation, not a generic mold.

On-Demand MEC Health Plans Nationwide

No two people land here for the same reason. Maybe you're weighing options after a life change, rethinking benefits for a seasonal or part-time crew, or looking for a plan you can confidently put in front of clients. Whatever brought you here, it runs through the same straightforward system.


  • Straightforward tiers. Three clear options, so you can choose without decoding fine print.
  • Savings that are actually built in. Our Repricing Program negotiates medical bills down instead of passing along the sticker price.
  • Coverage starts fast. Once enrollment is confirmed, you're covered, no waiting period standing in the way.
  • One system, every audience. Individuals, employers, and brokers all run through the same plan structure.
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Explore your path below and we'll take it from there.

Covessa™ partners with individuals, families, employers, and brokers to deliver flexible MEC coverage that takes the sting out of rising costs, backed by a technology-enabled network from your first enrollment to your next visit.
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Individuals and Families

Whether it's a job change, a life event, or just wanting something better than what you've got.

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Employers

A group coverage option built with part-time, seasonal, and variable-hour teams in mind.

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Brokers and Agencies

A distribution partner, not a competitor. Offer the Protector Plan with support built in.

What's included in our health programs?

Ready to find the right fit?

  • Urgent Care Program: get the repriced cost of an urgent care visit back, minus the visit fee.
  • Qualifying Event On-Demand: reach out to your agent or coordinator to activate fully insured coverage whenever a qualifying event hits.
  • Repricing Program: a national provider network negotiates your medical bills down to network rates.
  • Telemedicine Program: unlimited virtual visits from home at no extra cost, covering everything from sick visits to dermatology to counseling.
  • Full-Time Program: transition into fully insured coverage through full-time employment.
  • First Month Program: get your first month of fully insured coverage covered if expenses top $6,000.